Friday, December 12, 2008

Words for the Depression Age

NINJA LOAN – a loan or mortgage made to someone who has ‘No Income, No Job, No Assets’

JINGLE MAIL – the practice of sending back one’s house keys to the mortgage company because of negative equity, or the inability to keep up with payments

IPOD – acronym for ‘insecure, pressured, overtaxed, and debt-ridden’

HOMEDEBTOR – homeowner with a very large mortgage, particularly one that they are unlikely to ever pay off

SPEED MENTORING – a style of career- or life-coaching modelled on speed dating, in which each participant has a few minutes to seek advice on career-related questions

FUNT – someone who is Financially UNTouchable

EXPLODING ARM – variable rate mortgage with rates that soon rise beyond a borrower’s ability to pay

GOING UNDERWATER – falling into negative equity

STAGFLATION
– stagnant growth and rising inflation

-OUP UK’s Word of the Year is…

No comments: